Terms & Conditions

Use of this Website

By accessing the website, you warrant and represent to the website owner that you are legally entitled to do so and to make use of information made available via this website.


External links

Responsibility for the content of external links (to web pages of third parties) lies solely with the operators of the linked pages. No violations were evident to the owner of this site at the time of linking. Should any legal infringement become known to the owner, the owner will remove the respective link immediately.


Disclaimer of Liability

The content published on this website has been created with the utmost care. However, the website owner can't guarantee the contents' accuracy, completeness, topicality or availability. According to statutory provisions, we are furthermore responsible for our own content on these web pages. In this context, please note that we are accordingly not obliged to monitor merely the transmitted or saved information of third parties, or investigate circumstances pointing to illegal activity. Our obligations to remove or block the use of information under generally applicable laws remain unaffected by this.

The website owner shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential), personal injury or expense of any nature whatsoever which may be suffered by you or any third party (including your company), as a result of or which may be attributable, directly or indirectly, to your access and use of the website, any information contained on the website, your or your company’s personal information or material and information transmitted over our system. In particular, neither the website owner nor any third party or data or content provider shall be liable in any way to you or to any other person, firm or corporation whatsoever for any loss, liability, damage (whether direct or consequential), personal injury or expense of any nature whatsoever arising from any delays, inaccuracies, errors in, or omission of any share price information or the transmission thereof, or for any actions taken in reliance thereon or occasioned thereby or by reason of non-performance or interruption, or termination thereof.


Conflict of Terms

If there is a conflict or contradiction between the provisions of these website terms and conditions and any other relevant terms and conditions, policies or notices, the other relevant terms and conditions, policies or notices which relate specifically to a particular section or module of the website shall prevail in respect of your use of the relevant section or module of the website.



Any provision of any relevant terms and conditions, policies and notices, which is or becomes unenforceable in any jurisdiction, whether due to being void, invalidity, illegality, unlawfulness or for any reason whatever, shall, in such jurisdiction only and only to the extent that it is so unenforceable, be treated as void and the remaining provisions of any relevant terms and conditions, policies and notices shall remain in full force and effect.


This website and its contents are subject to copyright law. Unless expressly permitted by law, every form of utilizing, reproducing or processing works subject to copyright protection on this web pages requires the prior consent of the respective owner of the rights. Individual reproductions of a work are allowed only for private use, so must not serve either directly or indirectly for earnings. Unauthorized utilization of copyrighted works is punishable. See image licensing for details.


Annotation and Commenting

This site may contain functions, which can be used to make annotation and comments about content. I am eager to read your constructive criticism, creative and inspiring comments, but I reserve the right to delete commercial, insulting, or defamatory comments as well as comments which violate the law without any further notice and to block persistent offenders permanently without further notice. 


Privacy Policy

The use of this site does not require you to provide any personal data. The transmission of data on the Internet can be affected by security flaws. A complete protection of personal data is not possible.

During your visit of this site, your IP address as well as the pages you visit are recorded. This site uses Google Analytics and has implemented the anonymize IP method. See below under  “Use of Google Analytics” for more Info. Data like your IP address may be stored outside EU countries. 


Use of Flaticon

Some icons made by Freepik from www.flaticon.com is licensed by CC BY 3.0


Use of Google Analytics

This site uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address truncated by the last octet prior to its storage using the “_anonymizeIp()” method) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above. You can opt-out from being tracked by Google Analytics with effect for the future by downloading and installing Google Analytics Opt-out Browser Addon for your current web browser: http://tools.google.com/dlpage/gaoptout?hl=en.


Use of Squarespace

This website is created, maintained and hosted on Squarespace.com by Squarespace Inc., 459 Broadway 5th Floor, New York, NY 10013. During your visit of this website, Squarespace may receive, store and process data like your IP address. Please refer to the Squarespace Privacy Policy for more details.


Use of Hotjar

This website makes use of Hotjar by Hotjar Ltd, Level 2, St Julians Business Centre, 3, Elia Zammit Street, St Julians STJ 1000, Malta, Europe, a tool to measure and visualize the interaction of website visitors, in order to improve the overall user experience of this website. During your visit of this website, Hotjar collects some information about the device used to access this website like the IP address, device screen size, device type, country and preferred language. Please refer to the Hotjar Privacy Policy for more information.